Financial Information
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FINANCIALAs a courtesy to our patients, we offer a financing plan with no interest. An initial down payment is required with the balance of the patient's responsibility to be paid over an estimated number of months of treatment.
If your insurance covers orthodontic treatment, we will assist you in determining your insurance coverage. However, as with all insurance, there is no guarantee of payment until a claim is acutally filed. How does orthodontic insurance work?
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is normally paid over a period of treatment time rather than at the beginning of treatment. How does our office assist you with insurance?
For your convenience, we are flexible on our payment plans and do accept payment from insurance companies. We will gladly assist you by submitting initial insurance claims pertaining to charges for orthodontic treatment rendered in our office. Our primary financial relationship is with our patients or their families and not with the insurance companies. Financial arrangements can be made based on your estimated insurance benefit; however, any outstanding insurance claims not paid by the insurance company are the responsibility of the patient or the responsible party. Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all outstanding charges. Helpful Hints
Questions to ask your Human Resource Department or your insurance company representative:
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